In 2025, the Singapore government is implementing a series of financial support measures to assist residents in managing the rising cost of living.
These initiatives include cash payouts, rebates, and vouchers under various schemes. This comprehensive guide outlines the details of each program, eligibility criteria, payout amounts, and disbursement timelines.
Overview of 2025 Financial Support Schemes
| Scheme | Eligibility Criteria | Payout Amount | Disbursement Period |
|---|---|---|---|
| Assurance Package (AP) Cash | Singapore citizen aged 21+, Assessable Income (AI) ≤ $100,000, owns ≤ 1 property | $400–$700 | December 2025 |
| AP Seniors’ Bonus | Singapore citizen aged 55+, AI ≤ $34,000, Annual Value (AV) of home ≤ $31,000, owns ≤ 1 property | $200–$300 | February 2025 |
| Earn and Save Bonus | Singapore citizen born in 1973 or earlier, working with average monthly income $500–$6,000, AV of home ≤ $31,000, owns ≤ 1 property | $400–$1,000 | March 2025 |
| U-Save Rebates | Singaporean households in HDB flats, owns ≤ 1 property | Up to $760 | Quarterly in 2025 |
| CDC Vouchers | All Singaporean households | $800 total | $500 in May, $300 in Jan 2026 |
Detailed Breakdown of Each Scheme
Assurance Package (AP) Cash – December 2025
Eligibility:
- Singapore citizen
- Aged 21 and above in 2025
- Assessable Income (AI) for Year of Assessment 2024 not exceeding $100,000
- Owns no more than one property
Payout Amounts:
- Ranges from $400 to $700, depending on income and property ownership
Disbursement:
- Payments will be made in December 2025 via PayNow-NRIC, bank crediting, or GovCash
AP Seniors’ Bonus – February 2025
Eligibility:
- Singapore citizen
- Aged 55 and above in 2025
- Assessable Income for Year of Assessment 2024 not exceeding $34,000
- Annual Value (AV) of home as at 31 December 2024 not exceeding $31,000
- Owns no more than one property
Payout Amounts:
- Between $200 and $300, depending on income and property AV
Disbursement:
- Payments will be made in February 2025 via PayNow-NRIC, bank crediting, or GovCash
Earn and Save Bonus – March 2025
Eligibility:
- Singapore citizen born in 1973 or earlier
- Working with an average monthly income of $500 to $6,000 in the preceding Year of Assessment
- Live in a property with an Annual Value of $31,000 and below
- Own no more than one property
Payout Amounts:
- $1,000 for incomes between $500 to $2,500
- $700 for incomes between $2,501 to $3,500
- $400 for incomes between $3,501 to $6,000
Disbursement:
- Payments will be credited to citizens’ CPF accounts in March 2025
U-Save Rebates – Quarterly in 2025
Eligibility:
- Singaporean households residing in HDB flats
- Household members do not own more than one property
Rebate Amounts:
- Up to $760 in total for FY2025, depending on flat type
Disbursement:
- Rebates will be credited directly into households’ utilities accounts managed by SP Services Limited and reflected as “U-Save” in utility bills
CDC Vouchers – $800 Total
Eligibility:
- All Singaporean households
Voucher Amounts:
- $500 in May 2025
- $300 in January 2026
Usage:
- Vouchers can be used at participating merchants and hawkers. Claiming is done via go.gov.sg/cdcv using Singpass
The Singapore government’s financial support measures for 2025 aim to alleviate the cost of living for residents through various schemes.
By understanding the eligibility criteria and disbursement timelines, citizens can ensure they receive the benefits they are entitled to.
FAQs
How do I check my eligibility for these schemes?
You can log in to the Government Disbursement Schemes portal using your Singpass to view your eligibility for various schemes.
Do I need to apply for these benefits?
Most benefits are automatically disbursed to eligible citizens. However, for CDC Vouchers, a household member needs to claim them via go.gov.sg/cdcv using Singpass.
What should I do if I don’t have a PayNow-NRIC-linked bank account?
If you don’t have a PayNow-NRIC-linked bank account, you can provide your bank account details to the government through their e-services. If no bank account is provided, benefits will be paid via GovCash.